The most important consideration when buying a property is of course ensuring you have sufficient funding in place. It is crucial that you know from the outset exactly how much you can borrow and what you can afford.
The mortgage market place is more complex than ever before and has had many changes in recent years; we strongly believe that our clients need quality independent advice to make sure they obtain the best possible deal.
As independent whole of market advisers we are able to recommend mortgages from across the whole market place. We do not represent a particular lender or work with a limited panel of lenders; we work for our clients and will always recommend the most suitable lender and product for your individual circumstances and objectives. We offer free consultation and do not charge fees to any Think Property clients.
In addition to mortgage advice, Think Finance are able to provide a full financial advice service, identifying other areas that should be considered when buying a property and more generally, such as Wills, Trusts, Protection, Retirement Planning and Investments.
We believe that selecting the correct mortgage lender and product is only part of the service, we will also consider other key factors such as how your property is owned (e.g. joint tenants or tenants in common) and implications on your tax position and wider financial position.
When purchasing a property through Think Finance, you can expect the very best service:
- Professional independent advice, we will recommend the most suitable lender and product from across the whole of the mortgage market place.
- We do not charge broker fees.
- A bespoke personalised service, we will assist you from the very start of the buying process through to completion and beyond, we don’t want to assist you with this purchase only, our priority is to build long term rewarding relationships with our clients.
- We will support you throughout the whole process; we will liaise with solicitors, lenders and estate agents to make sure your purchase reaches completion quickly and without any stress to you.
- A full financial review service, we are not limited to just your mortgage needs we will identify all other areas that should be considered when purchasing property.